Maryland Property Damage Claim Attorney
After paying for years — sometimes decades — on a life insurance policy, homeowners insurance or auto coverage, you don't expect your insurance company to deny your claim or offer you a settlement for far less than the value you expected. Yet many people are surprised to learn that insurance companies are in business to make money. The easiest way to protect their bottom line is to reduce the amount of money they pay out to policyholders.
Property Damage Claims, Bad Faith Insurance Disputes and Litigation
Despite tough insurance regulations in the District of Columbia and Maryland, many regional and national insurance companies still engage in bad faith practices. Typical tactics include:
- Requiring excessive paperwork and record-keeping, hoping to confuse and frustrate the policyholder into giving up or accepting whatever settlement is finally offered
- Lowering the assessment value of the damaged property
- Denying claims, in the hope the policyholder will not appeal
- Canceling a policy following a claim, sometimes after the first damage claim the policyholder has filed
- Increasing the premium excessively to recover the settlement payout
- Exempting some property from coverage, often without fully notifying the policyholder or clarifying the reasons
- Denying wind, storm and water damage claims in certain geographic regions
If you have experienced any kind of delay, claim denial or other bad faith practice in Washington, D.C., or Maryland, call the insurance claims litigation attorneys at Fay Kaplan Law, P.A. Our insurance claims lawyers have been litigating on behalf of policyholders for more than 40 years. We have helped thousands of people get the full and fair insurance money they have paid for, and we can help you.
Life Insurance Claims
It seems difficult to imagine that a life insurance company could find reason to deny paying out on a policy after the death of the policyholder. But it happens all the time. Life insurance companies are notorious for finding ways to deny claims by saying the policyholder had a pre-existing condition, died before the policy took full effect or purchased the policy under fraudulent pretexts. At Fay Kaplan, we know how much you need the money you are entitled to following the death of a loved one. We don't let insurance bad faith practices get in the way of the just insurance benefits you deserve.
Free Consultation · 40 Years of Successful Insurance Litigation for Policyholders
Our Washington, D.C., life insurance claim attorneys represent clients throughout the District of Columbia and Maryland. Call us at 202-589-1300 or toll free 888-653-1119 or contact us by e-mail to arrange a free consultation. We handle all cases on a contingency fee basis — no attorneys' fees unless we help you recover money damages in a settlement or jury verdict.
